Financial Reform Bill Poses Problems for CUs

By Henry Wirz, President & CEO, SAFE Credit Union

The credit union lobby was able to help shape measures in the bill that contain important new changes. Many of the changes in the bill would have been far worse without credit union lobbying. In the end, however, the bill contains a mixed bag of results that in total might end up doing more harm than good. ... > more

CU Essentials

Make the Payout Ratio Work for Your Credit Union

By Randy Thompson, PhD., President, Thompson Consulting & Training

By dividing interest expense by interest income we determine what percentage of interest income is being paid to members on their deposits. Using a stochastic model we can then determine the optimum payout ratio range for any credit union. ... > more

Regulation “Z”: The Important Changes

By Daniel R. Loritz, Partner, Okun Loritz, LLP

Did you know that you can no longer increase the APR applicable to a credit card account during the first year the account is open? ... > more

Cash Calculator Takes the Guesswork Out of Ordering Cash

“Cash Calculator assists me as CFO as well; I’m able to see what Cash Calculator has forecasted for our branches’ cash needs versus what our branch team actually ordered.” ... > more

For Your Board

The 2010 Financial Reform Bill—Really?

By Wendell V. Fountain, Author and President, Fountain Associates

Sometimes I think I’m on the set of the classic film Casablanca—“I’m shocked, I’m shocked that there’s gambling going on in this place!” ... > more

Cooperative Ties

FoolProof: Tough Consumer Messages for Young People and Adults

By Rick Stanton, VP, Business Development, WesCorp

To truly stand above the banks we must continue to dedicate ourselves to all of the higher principles upon which our movement was founded. ... > more

A Cooperative Approach to Management Education

By Erbin Crowell
The program places traditional business knowledge and skills such as accounting, finance, marketing and people management within the broader context of the cooperative model, identity and movement. ... > more
Editorial
Knowing the Rules... > more
Calendar