In This Issue:
- Top Story
- Market Update
- Investment Services
- Payment Systems
- Member Center Update
- WesCorp News
- Upcoming Events
- Product/Service Spotlight
Top Story
Tune Into WesCorp's Latest Safety & Soundness Webcast
In case you missed it over the hectic holidays, we've posted an archive of WesCorp's December Safety & Soundness Webcast hosted by CFO Jim Hayes, and also featuring Bob Burrell, EVP, Chief Investment Officer, and Jeff Hamilton, VP, Portfolio Management.Read More…
Market Update with Dwight Johnston
One More Thing to Worry About in 2009 and One Less
There’s a very old joke about the scariest words in the English language being “We’re from the government, and we’re here to help.” In other words, the government is not to be trusted and big government is to be feared. In 2009, we find that the markets, banks, consumers, and businesses have lined the paths to their doors with rose petals to welcome and hail the arrival of the all-powerful, all-knowing savior—the U.S. government. Consumers want the government to pay for the mortgage debt they recklessly piled up, businesses want help in funding operations that they overbuilt or mismanaged, banks want the government to participate in losses on ill-considered loans and assets they acquired with too much leverage, and the markets just want the government to guarantee anything that moves. The government seems more than happy to oblige.Read More…
Investment Services
Two NCUA Programs Seek to Add Liquidity, Mortgage Assistance
WesCorp is an active participant in two new initiatives for Central Liquidity Facility (CLF) extensions of credit to credit unions for system liquidity needs. The NCUA announced the two initiatives on December 9, 2008. The two initiatives are known as the Credit Union System Investment Program (CU SIP), and the Credit Union Homeowners Affordability Relief Program (CU HARP). Funds for both programs come from the Federal Financing Bank (FFB), which is operated by the Treasury Department.Read More…
Third Quarter 2008 Portfolio Update Now Available
Click here for an in-depth look at WesCorp's Third Quarter 2008 Investment Portfolio.
November 2008 Financials
WesCorp’s net income for the eleven months of 2008 totaled $60.0 million. For the month ended November 30, an overall increase to retained earnings was recorded amounting to $10.9 million, which represents the strongest increase to retained earnings ever recorded by WesCorp in a single month. This increase to retained earnings was comprised of net interest income of $17.6 million and other operating income of $2.4 million offset by other operating expenses of $8.6 million and PIC dividends of $.4 million. This was $6.9 million above budgeted levels.Read More…
Payment Systems
NACHA Amendment Change for International ACH Transactions
As part of an ongoing effort to keep you aware of upcoming regulatory changes, WesCorp would like to remind you that effective September 18, 2009, an amendment to the NACHA Rules will require international ACH payments entering or existing the United States to be identified and formatted as an International ACH Transaction (IAT).Read More…
Purchase One Tip: Program Optimization
Every successful Purchasing Card program should be frequently evaluated by use of online reporting. Almost all Purchase One users already utilize the built-in online reports by scheduling the reports to run each cycle period. These reports are used to review critical card program metrics, such as spend-by-vendor, active card status, and the GL allocation of transactions.Read More…
Member Center Update
See for Yourself
Simply click to play the short (30-second) video and see for yourself why more and more WesCorp members are using the Executive and Invest views of the Member Center.Read More…
WesCorp News
Celebrating 40 Years of Serving Member Credit Unions
Mark your calendars today to attend WesCorp’s premier educational showcase on May 18–21—the 2009 Annual Meeting & Future Forum. The event will be held at Disneyland’s Grand Californian Hotel in Anaheim, Calif. As the financial services landscape becomes increasingly competitive, the need for credit unions to distinguish themselves from other providers—not just banks—becomes paramount.Read More…
WesCorp Selects Digital Mailer for Operational Notifications
Effective January 1, WesCorp will use Digital Mailer as its preferred e-mail channel for delivering all business continuity and operational advisory communications. The new delivery channel offers a number of advantages over WesCorp's current notification system.Read More…
March Conferences Set for Florida, Hawaii
Mark your calendars today to attend WesCorp’s educational showcase in Florida on March 10-12—the 2009 Financial Solutions Symposium. For Hawaiian credit unions, join us on March 17-19 for the credit union industry’s premier educational event in Hawaii—the 2009 Financial Strategies Conference.Read More…
2009 Holiday Schedule
The Federal Reserve has announced its holiday schedule for 2009. WesCorp will follow the same schedule as shown…Read More…
Upcoming Events
- January 13: Beyond The Balance Sheet Webcast--How Technology is Transforming the Member Experience
- January 14: Credit Union System Investment Program Webcast
- January 15: Market Review & Outlook Webcast with Dwight Johnston
- January 19: WesCorp offices will be closed in observance of Martin Luther King Jr. Day
- January 27: CU Essentials Webcast
- January 27: CUES So Cal/Arizona Council Workshop
- March 10-12: Financial Solutions Symposium - Orlando, Fl.
- March 17-19: Financial Strategies Conference & Hawaii CUES Rainbow Council - Hawaii
- April 6-7: SunCorp/WesCorp Financial Forum - Colorado Springs, Co.
- May 18-21: Annual Meeting/Future Forum - Anaheim, Calif.
- September 21-24: Credit Union Outlook - Las Vegas
Product/Service Spotlight
Check Loss Prevention (Deposit Chek)
Warn your members of potential check deposit returns! WesCorp recognized that check fraud is not a competitive issue, and became the first corporate credit union to partner with Early Warning Services, LLC (EWS) to offer DEPOSIT CHEK, an unprecedented check loss reduction tool that provides you with advance notification of potential check returns.Read More…